我们会把你送上飞机的
路快!

Whether you’re searching for a new or used sedan or SUV, we offer auto loans with various interest rates and flexible terms to meet your needs. Avoid high dealership rates and rigid payment plans by visiting us before you begin your vehicle-buying journey.

We even offer financing for RVs, trailers, motorcycles, ATVs, and watercrafts. 在网上申请并获得预先批准. Save even more money when you shop with an auto check!

我们会尽快送你上路!
一些- 1189088293

车辆保护

A vehicle is a big investment, so it’s important to protect it. Our vehicle protection options include 保险的差距, 信用人寿和伤残保险, multi-shield保护, and extended warranty coverage to help keep your investment safe.

我们有选择

365asia手机

车辆

更优惠的价格! Start saving money with a better rate and no payments for 90 days. 我们会让它变得简单,从今天开始!
船舶贷款

船舶

更优惠的价格! Start saving money with a better rate and no payments for 90 days. 我们会让它变得简单,从今天开始!

摩托车贷款

摩托车 & ATV

更优惠的价格! Start saving money with a better rate and no payments for 90 days. 我们会让它变得简单,从今天开始!

房车贷款

RV

更优惠的价格! Start saving money with a better rate and no payments for 90 days. 我们会让它变得简单,从今天开始!

就像一,二,三一样又快又简单!

  1. 研究
    下载 our free Auto Buying Guide that will take you through the car-buying process step-by-step. Our loan 计算器 can help you estimate payments, so you know exactly what you can afford.
  2. 应用
    Get fast, easy pre-approvals when you apply online! Save even more money by using an auto check during your search.
  3. 保护
    买车是一项重大投资. 保险的差距, 信用人寿和伤残保险, multi-shield保护 and an extended warranty can cover unforeseen expenses, from collisions to simple damage from daily wear and tear.
下载我们的汽车购买指南

不知道从哪里开始?

We know that buying a car can be a long and intimidating process. Our downloadable Auto Buying Guide will help you get started, and our qualified financial experts are here to help you choose the loan terms that work best for your lifestyle.

下载

365asia手机利率

利率有效: 08/01/2021*

固定费率-当前费率:呼叫806.742.3606 Actual rates are subject to change, based on account qualification and underwriting criteria

常见问题

谁有资格申请365asia手机?

You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, & 一个你.S Citizen or Resident Alien (permanent or non-permanent)

你们提供什么类型的365asia手机?

  • 经销商购买
  • 当前365asia手机再融资
  • 租赁收购
  • 私人派对

Why should I finance my auto with 德州理工信用合作社?

作为一个信用合作社, we have the ability to offer lower interest rates, 更低的费用, and additional products at a lower cost than our competitors or car dealerships.

If I am approved, how long is my loan offer good for?

Your loan approval is locked in for 30 calendar days from the date of your original loan submission.

我的汽车再融资的好处是什么?

Refinancing may reduce your monthly payment through lowering your interest rate, 延长贷款期限, 或两个. Also, refinancing may help you reduce the overall amount of interest paid.

Can I refinance my existing auto loan through 德州理工信用合作社?

是的. Any auto loan that you have financed somewhere else, qualifies.

Do I need to make a down payment to be approved for an auto loan?

不需要预付定金. In some cases, it may improve the loan-to-value ratio, which may help with the approval process.

我需要联合申请人吗?

No, 但这取决于你的情况, it may help you meet the requirements for credit and ability to repay the loan.

How soon will I receive a decision after I submit my loan application?

If we have all the information needed, within minutes. If we need verification of some sort or documents, the decision process will be delayed.

我在取车之前能得到预先批准吗?

是的. It allows you to know exactly how much you are approved for. Don’t reveal to the seller or dealership the maximum amount you were approved for.

我如何签署贷款批准文件?

If email was provided, we can send everything electronically to sign. Or, you can come into any TTCU branch to sign in person.

你们提供GAP或保修服务吗?

是的. We offer 3 additional products you can purchase for your newly purchased auto investment. GAP (Guaranteed Asset 保护ion), 车辆 Service Contract (Warranty) & Multishield.

什么是差距?

GAP is an optional coverage that covers the amount owed on the loan and the vehicle’s value in the event of a total loss. 一些除外条款适用.

提供什么保证??

Service contracts is an optional coverage in the event that a major mechanical component of the vehicle, 比如发动机, 传输, 加热/冷却系统, 海豹, 垫圈, 和燃料系统, 需要修理. The coverage last for a specific time period or vehicle mileage.

什么是Multishield?

Multishield is an optional coverage that includes cost for tire repair or replacement, 修补轻微的凹痕和门上的丁字, 修理挡风玻璃石屑, 以及365年7月24日的紧急路边援助.

额外产品的价格是多少?

Prices differ depending on the type of vehicle but are offered to you at a much lower cost than an auto dealership.